Cryptocurrency has grown far beyond just buying and selling Bitcoin. In 2025, people in the UK and USA are looking for reliable ways to earn passive income from crypto. Whether it’s through staking, lending, cashback, or play-to-earn apps, there are plenty of legitimate platforms that help users grow their digital assets safely.
In this guide, we’ll cover the Top 10 Crypto Earning Apps for users in the UK and USA, including their features, pros, cons, and earning potential.
1. Coinbase
Best For: Beginners in the UK & USA
Features:
Earn free crypto through Coinbase Earn quizzes.
Staking rewards for ETH, SOL, ADA, and more.
User-friendly mobile app.
Pros: Secure, regulated, trusted exchange.
Cons: Higher fees compared to other platforms.
2. Binance
Best For: Advanced crypto investors
Features:
Flexible and locked staking with high APYs.
Savings accounts for stablecoins (USDT, BUSD).
Cashback rewards using Binance Visa Card.
Pros: Wide variety of earning options.
Cons: Complex for beginners; some regulatory restrictions in the UK/USA.
3. Crypto.com
Best For: All-in-one earning and spending
Features:
Crypto Earn program: earn up to 12% APY on stablecoins.
Cashback on the Crypto.com Visa Card.
NFT marketplace and DeFi wallet.
Pros: Multiple earning streams.
Cons: Rates depend on staking CRO tokens.
4. BlockFi (Now Restructured for 2025)
Best For: Stablecoin interest earning
Features:
Interest accounts for BTC, ETH, and stablecoins.
Crypto-backed loans.
Pros: Simple and beginner-friendly.
Cons: Past bankruptcy issues — best for cautious users.
5. Nexo
Best For: Safe, flexible crypto lending
Features:
Earn up to 16% APY on stablecoins.
Daily interest payouts.
Crypto-backed loans.
Pros: Insured assets, flexible withdrawals.
Cons: Requires NEXO tokens for highest rewards.
6. Gemini
Best For: Regulated crypto earning in the USA
Features:
Gemini Earn: earn interest on multiple coins.
Secure custody insured against theft.
Pros: Highly regulated in the USA.
Cons: Limited earning options in the UK.
7. eToro
Best For: Beginners who also want social trading
Features:
Copy-trading with top investors.
Staking rewards for ETH and ADA.
Easy deposit options for UK/USA.
Pros: Combines crypto with stock/forex investing.
Cons: Limited crypto selection compared to Binance.
8. Kraken
Best For: Secure staking platform
Features:
Staking rewards for over 15 coins.
Regulated in the USA and UK.
Pros: Strong security and long history.
Cons: No cashback or extra bonuses like other apps.
9. Brave Browser
Best For: Earning crypto while browsing
Features:
Earn BAT (Basic Attention Token) for viewing ads.
Built-in wallet and privacy features.
Pros: Free, simple, and passive earning.
Cons: Earnings are relatively small.
10. StormGain
Best For: Free crypto mining & trading
Features:
Free cloud mining feature.
Staking and trading rewards.
Pros: Offers free crypto for active users.
Cons: Mining payouts are small and require app activity.
Tips for Using Crypto Earning Apps Safely
Start Small – Don’t invest more than you can afford to lose. Check Regulations – Make sure the app is legal in your country. Diversify – Spread your funds across multiple apps to reduce risk. Enable Security – Use 2FA and hardware wallets where possible. Watch Out for Scams – Only use trusted apps with good reputations.
Conclusion
The top crypto earning apps in 2025 for UK and USA users include big names like Coinbase, Binance, Crypto.com, and Nexo, along with unique options like Brave Browser and StormGain for alternative earning methods. Whether you prefer staking, lending, cashback, or passive browsing, there’s an option for everyone.
If you’re a beginner, start with Coinbase or Crypto.com for simplicity. For advanced users, Binance and Nexo offer higher returns and more flexibility.
By choosing wisely and staying secure, you can build steady passive income with crypto in 2025.